Terms And Conditions
- 1. KJL Future Gold 11 Introduction: The KJL Future Gold 11 Scheme from Khazanchi Jewellery Limited is a meticulously designed gold saving plan that offers customers a smart way to accumulate gold and enjoy significant benefits on jewellery purchases. Here's an overview highlighting the key features and benefits of the KJL Future Gold 11 Scheme. Key Features ELIGIBILITY: Open to individuals who are 18 years and above. FLEXIBLE SAVING AMOUNTS: Customers can start saving with as little as Rs. 5000. DURATION AND PAYMENTS: The scheme requires monthly instalments for 11 months, with maturity on the 330th day from the date of joining. GOLD ACCUMULATION: Culminates on the 330th day from joining, with a 35-day window post-maturity for redemption, aligning savings with future financial planning. Gold Price Lock-In: Payments are converted into 22kt (916) gold weight based on the prevailing rates on payment day. Payment Gateway Charges: Any payment gateway, processing, or transaction charges applicable on payments made under the scheme shall be borne solely by the customer. Benefits Discount on Wastages: Members can avail a 100% discount on the wastage for 22kt (916) gold jewellery and gold coins 22kt (916). Flexible Jewellery Selection: Upon maturity, customers can choose from a wide range of gold ornaments available at Khazanchi Jewellers Limited. No Fluctuation Risk: The gold rate is locked in on the day of each payment, protecting customers from price volatility. Digital Convenience: Instalments can be paid directly at showroom or through the Khazanchi Jewellers Limited mobile app, ensuring ease of access and payment. SECURITY AND ASSURANCE: Since the scheme is being enrolled digitally, no physical passbook is required at the time of purchase rather you’ll be submitting a redemption request form along with OTP which sent to the registered mobile number. Aadhar photo’s to be uploaded on the application for verification. Important Considerations SCHEME REDEMPTION: Jewellery equivalent to the accumulated gold weight must be selected within 35 days post-maturity to avail the scheme benefits. NON-REFUNDABLE and DEFAULT: All instalments paid under the scheme are non-refundable and must be redeemed only in the form of gold. In the event a customer misses any two consecutive instalment payments, they shall not be eligible for any offers or scheme benefits under the scheme. If any instalment is skipped, the same must be paid in the immediately succeeding month or within 60 days from the original due date. Such deferment, including adjustment of the current month’s due instalment, shall be permitted only once during the entire scheme tenure. GST and ADDITIONAL CHARGES: Customers are responsible for paying GST and any additional charges like hallmarking, stones, beads etc., will be as applicable on the selected jewellery. Making charges applicable for jadau and polki. PAYMENT GATEWAY CHARGES: Any payment gateway, processing, or transaction charges applicable on payments made under the scheme shall be borne solely by the customer. Conclusion: Khazanchi's KJL Future Gold 11 scheme is an exceptional opportunity for individuals looking to invest in gold with added benefits. It not only facilitates systematic gold savings but also offers significant discounts on wastage (stone and beads will be as applicable), allowing customers to maximize their savings. This scheme is ideal for those aiming to build a gold portfolio while enjoying the flexibility and benefits that come with purchasing jewellery at reduced costs.
- 2. KJL ONE GOLD PRIVILEGE Exclusive Benefits of KJL One gold Privilege When you redeem your plan after 330 days, you’ll enjoy exceptional benefits on your jewellery purchase: 100% off Wastage/VA on Gold Jewellery (22kt or 916) and 22kt (916) gold coins. These attractive offers make KJL One gold Privilege more than just a savings plan, it’s a gold investment scheme that gives you real rewards at redemption. Transparent Gold Conversion Your investment is converted into gold weight based on the live gold rate on the day of your payment. This ensures you get fair, accurate value at all times. Through the Khazanchi Jewellers Limited App you can view your transaction details, gold weight, and maturity period anytime giving you full control over your digital gold investment journey. Redeem In-Store for Complete Trust: After the 330-day maturity period, you can redeem your accumulated gold only at Khazanchi Jewellers showroom. Browse our curated selection of gold, or gold coins all crafted with unmatched quality. Redemptions are handled exclusively in-store, ensuring total trust and transparency in every transaction. GST and ADDITIONAL CHARGES: Customers are responsible for paying GST and any additional charges like hallmarking, stones (jadau and polki), beads, etc., will be as applicable on the selected jewellery. Making charges applicable on jadau and polki. START YOUR GOLDEN JOURNEY TODAY: Begin your journey with KJL One gold Privilege — the one-time gold investment scheme that combines ease, value, and trust. With the Khazanchi Jewellers Limited App , you can invest digitally, monitor your gold savings, and redeem in-store for beautiful jewellery (22kt or 916) or coins. Choose KJL One gold Privilege and turn your one-time payment into a lifetime of golden possibilities a simple, smart, and secure way to grow your gold with confidence.
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